Updates

Advocacy based on COVID-19 Business Response Survey

Between April 9 through April 22nd, many of the Chamber membership participated in our COVID-19 Business Response Survey. We gathered the most pertinent of responses that will help inform public policy in response to the pandemic and “Stay Home, Stay Healthy” orders and  sent the results to our elected officials. The same letter was individually addressed to Seattle Councilmember Andrew Lewis, King County Councilmember Jeanne Kohl-Welles, the 36th District Legislators including Senator Reuven Carlyle, Gael Tarleton, and Noel Frame, and U.S. Congresswoman Pramila Jaypal. If you don’t have access to Adobe, please either request an emailed copy to the letter by emailing information@discovermagnolia.org or read below to access additional information.

Our survey was designed to help capture the array of businesses in the various business districts throughout Magnolia. We also aimed to capture the kind of impacts our business are experiencing due to the pandemic and response. In addition, we were seeking what relief measures are the most effective and what is most desired by our businesses. Some of the key findings included:

  • The vast majority of survey-responding businesses are very small; most responders were either sole proprietor or up to 10 employees (81%). In addition, the vast majority of survey responders earned $1 million dollars or less (90%).

  • Responders report that the period between March 1st and June 30th represents approximately 25-50% of their annual income earnings. 75% report significant disruptions to cash flow.

  • The impacts of the COVID-19 “Stay Home, Stay Healthy” orders mostly affect the ability of Magnolia businesses to serve customers and sell products/services, earn revenue, secure workforce, and access capital. One responder offered this qualitative assessment of the issues they are facing as a result of the COVID-19 crisis:

“No clear path to the end. What will “re-opening” look like. I will run out of cash by the end of April. There seems to be limited answers, availability specifically as it relates to small biz’s that have been forced to close their doors like restaurants and fitness facilities. There will be a minimum of 90 days once we reopen to then go back and “re-sell” packages we’ve had to cancel or cannot service currently.”

  • In answering what kind of public/private responses to the COVID-19 crisis have been most effective, a relatively high percentage say receiving information/guidance from a third-party source are the most effective; organizations like banks, chambers of commerce, and peers (40%). Second highest in effectiveness was receiving information from trade associations.

  • In a strong majority, survey responders said direct grants are the most helpful for recovery from the impacts of COVID-19 response (86%) 

    Least helpful are loans from private sector entities (85%)

  • We share one of the qualitative response regarding the importance of local, state, and federal government working together to avoid long-term negative impacts to small businesses in Magnolia:

“It will depend on the general public, severity of COVID-19, availability of possible treatments and vaccines, and a host of other things out of my control. Will my clients and athletes feel safe coming back into the gym environment? Remains to be seen, and the lack of clear messages from local, state and federal gov’t makes this extremely challenging.”

Based on these responses, we asked for the following on behalf of our members:

  • Coordination, Collaboration, Cooperation. It is imperative that all levels of government work together. We appreciate this can be easier said than done and we applaud the close working relationships between the city of Seattle, King County, and the state of Washington during the COVID-19 crisis. Working together seems ever more important as the state considers lifting stay home orders. The need for cooperation, collaboration and coordination between federal, local and state governments is essential to balance the need to open back up Magnolia small businesses while also keeping residents and the community safe from the pandemic. We look forward to continued efforts to address this critical balancing act and being a positive partner.

  • Federal Relief Programs. We continue to advocate for all levels of government to prioritize essential funding for the federal Paycheck Protection Program and the Economic Injury Disaster Loan program at the Small Business Administration. These programs must grant broad eligibility and allow for extended timelines for the Magnolia business community to meet the appropriate requirements to receive this assistance. We also strongly encourage city and state government to take actions to reduce impacts to small businesses, while recognizing you are dealing with your own loss of revenues and increased demands on services.

To see the full results of the survey, please click here

4/23/20 Crime Prevention Zoom Workshop – featuring Barb Biondo, Seattle Police Department

The Magnolia Chamber was pleased to host Barb Biondo, the Crime Prevention Specialist for the West Precinct for a Zoom workshop on April 23rd. Thank you to all of our workshop participants. Great give and take and Q&A made for a helpful and informative forum.

The workshop focused on the following topics:

  • Learning about SPD crime prevention programs and services available to small business and West Precinct communities like Magnolia

  • Exploring opportunities to engage with community policing programs and services that assist businesses in the West Precinct

  • Discussing how best to protect your business and community against burglary and property crimes

  • Building better, working relationships between the Magnolia businesses, community and SPD

Ms. Biondo’s slides were chock full of tips, important crime prevention information and services, contact names and links. Please access here – great resources and must-have contacts for every Magnolia business. Watch the Zoom workshop in its entirety – click here and please use the access password: 9i*M0z*0

Prep for Additional Paycheck Protection Program (PPP) funding

During this interim time between PPP appropriations – the U.S. House is expected to vote today, April 23rd following the U.S. Senate’s vote – small businesses can continue to work with their lenders on possible future PPP options.

The best way to find a PPP lender is to start with your existing bank or lending institution. If they don’t plan to offer PPP loans should more funding become available, businesses can search online for eligible PPP lenders or contact their local SBA district office.

Three things you can do today include:

Explore other funding options

Since funding continues to be a top need for small businesses, traditional SBA lending programs – ranging from $500 to $5.5 million – are still an option for small business. Plus, the SBA is automatically paying the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months; and, on new loans issued prior to September 27, 2020. The SBA also offers Express Bridge Loans which enable small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.

Create a business plan for now and life after COVID-19

The SBA Resource Partner Network – which includes Small Business Development Centers, SCORE Mentors and Women’s Business Centers – has experienced business advisers who are guiding businesses through this crisis and helping them plan what their business will look like on the other side of this outbreak. SBA Resource Partners provide business resiliency readiness webinars and virtual one-on-one advising at no-cost to small businesses.

Connect with local, state and federal resources

Government at all levels are doing all they can to support small businesses during this difficult time. Visit your local city, county or borough’s website for resources along with the Washington, Oregon, Idaho and Alaska state government websites. Also look into additional federal resources for small businesses, like tax relief from the IRS, scam alerts from the FTC, and USDA funding relief for agriculture businesses.

Governor Inslee – plan for lifting restrictions to “Stay Home, Stay Healthy” Order

On Tuesday, April 21st, Governor Jay Inslee unveiled his plan for lifting restrictions imposed by the “Stay Home, Stay Healthy” order. The recovery plan, and the easing of social distancing, is contingent on sustained containment and decrease of COVID-19 cases in Washington State. The plan consists of three main goals: 

·      Protect the Health and Safety of Washingtonians 

·      Facilitate a Safe Start and Transition to Economic Recovery 

·      Support All People and Communities

These three goals overlap with the phases in place to return to a sense of normalcy. For details, please see below:   

SAFE RETURN TO PUBLIC LIFE IN WASHINGTON STATE – Governor Jay Inslee 

1)    Protect the Health and Safety of Washingtonians 

A.    This first step aims to protect the health of Washingtonians by establishing a robust testing capacity for everyone with symptoms and identifying who they have been in contact with. Considerations in this phase involve: 

i)      Providing wide-scale, rapid testing; identification of those who have been exposed; isolation and quarantining individuals who have been exposed; and treating those who have COVID-19 

ii)     Protection of the most vulnerable by continuing to practice physical distancing; providing PPE screening and testing for health care workers; and ensuring enough protective supplies for the public 

iii)    Equipping the health care system with surge capacity capable of meeting the needs of a second wave; the collection of data and information to monitor COVID-19 in real time; and preparing for treatments and vaccines 

2)    Facilitate a Safe Start and Transition to Economic Recovery 

A.    Economic recovery efforts will require a safe start and healthy workforce. Continued physical distancing, teleworking, and other measures will be necessary as a phase-in approach to work takes place. Considerations in this phase involve: 

i)      Getting People Back to Work through a phased-in approach that implements thoughtful physical distancing and other public health requirements. Worksites will implement requirements for employers and workers to frequently wash hands and sanitize surfaces. Some measures may even include the construction of barriers and modifications to keep employees, customers, and the public safe

ii)     Preparing for a “Safe Start” involves learning from best practices of other businesses as safety standards evolve. Small businesses will likely need assistance with preparedness for new safety standards. Both rural and urban communities will be approached based on data to determine support needed by sector and region 

iii)   Getting to economic recovery will require public, private, and philanthropic partnerships to invest in communities across the state. Investments in infrastructure and innovation will help with this effort. A consideration to be made in this step will be pathways to make it easier for workers to find new jobs through training and upskilling. Increasing job creation capacity with tools small businesses will need to get back to work and promote supply chain resiliency. 

3)    Support all People and Communities  

A.    The state is looking at a landscape where the pandemic will have affected each person in some kind of way. To build capacity to support Washingtonians the Governor has laid out the following guidelines for phase three:  

i)      Increasing Social and Emotional Supports by building capacity as there is an increased need for substance use, mental, and behavioral health services. Providing services to communities that have disproportionately affected by the pandemic will be necessary to push through recovery 

ii)     Providing Food and Housing Security. The state will need to secure food and housing for people who no longer have the financial means to provide for themselves. Building sustainable food supply chains will be critical in responding. Working with local farms and industry to guarantee this will provide economic as well as social assistance. Assistance will also be extended to those experiencing, or about to experience, homelessness by helping to find temporary and permanent housing. Support will also be provided to people so they can remain in their existing homes. 

iii)   Offer Education and Child Care supports. There will be a need to provide school districts, teachers, and students with resources to better facilitate distance learning while also providing academic and social-emotional support for students. The COVID-19 pandemic will also require additional education resources to prevent educational disparities for students of color, English language learners, students with individualized education plans, students in the child welfare or juvenile justice systems, students who are homeless, and those who have not had the same preschool or distance learning opportunities. 

iv)   Promotion of child-care for unemployed parents returning to work or seeking employment opportunities. 

 

Pending Vote: Fourth COVID-19 Relief Package – Focus on Small Business

U.S Congress to Vote 4/21 – 4/23
Fourth COVID-19 Relief Package – Focus on Small Business

4/21/20

Congress has reportedly reached an agreement on the fourth stimulus and relief package to assist Americans impacted by the COVID-19 response measures. Votes on the new package are expected as early as this afternoon, April 21st in the Senate and Thursday, April 23rd in the House of Representatives.
 
The vote will appropriate nearly $500 billion and become the fourth COVID-19 virus-related bill rushed through Congress in just two months.
 
The new package would amount to roughly $470 billion in new spending, with $370 billion directed to small businesses, $75 billion going to hospitals, and $25 billion set aside for testing, which has been deemed critical to getting the U.S. back open for business. Specific to small businesses, the new measure reportedly devotes an additional $310 billion to the Paycheck Protection Program (PPP) created by last month’s Cares Act that was initially funded $349 billion. It has since run out of funds.
 
There are several workshops that are being held later this week and based on the anticipation of relief appropriations, could be of interest to our Chamber members. Please click below to access additional information and registration instructions:

Magnolia Chamber Workshop: Crime Prevention

Zoom Workshop April 23rd, 1:00 pm

Crime Fighting Facts, Tips, and Building Relationships during COVID-19 Response

Join the Magnolia Chamber of Commerce and Seattle Police Department West Precinct’s Barb Biondo, Crime Prevention Coordinator for the Magnolia neighborhood on Thursday, April 23rd, at 1:00 pm for a special workshop focused on reducing property crime and increasing public safety. The meeting will be held via Zoom. 

Please register here.
 
The workshop provides an opportunity to learn the facts related to burglaries, particularly over the last five weeks since the COVID-19 response of “stay home, stay healthy” have closed down small businesses and significantly changed operating hours. With less foot traffic and customer base across Magnolia’s various business districts, concerns have spiked that businesses are at greater risk for property crimes. A few Magnolia businesses have been victims of burglary since early March.
 
The workshop will focus on how the West precinct is actively working to ensure burglaries are addressed by law enforcement, and how directed patrols are emphasized in problem areas. In addition, you will learn what techniques and protection measures are most effective in deterring burglaries. Finally, the workshop is aimed at bringing Magnolia together with local law enforcement to build shared awareness and enhance relationships essential to effective community policing, particularly during this unique period of time. The value added benefits include learning how best to protect your business and collaborate with law enforcement post-COVID-19!
 
Please provide your questions in advance.

Send your questions to: info@discovermagnolia.org

4/23 3p: U.S. Rep. Pramila Jayapal CARES Act Workshop

Magnolia Chamber of Commerce 4/20

Congresswoman Pramila Jayapal CARES Act Workshop, Thursday, April 23, 2020 3:00pm-4:00pm PDT

Pre-Register for Zoom meeting.

(You will submit your name and email address at this link along with any questions or comments.  Once you register, you will receive an email with a link to join by device as well as phone numbers if you prefer to join by phone.)

U.S. Congresswoman Pramila Jayapal, who represents Magnolia and the 7th Congressional district, reports that she has received many constituent calls about existing CARES Act relief programs.  During the workshop this coming Thursday, the Congresswoman will take your feedback and answer your questions about these programs, and what to anticipate in the next phase in the economic relief effort should look like. 

Congress is expected to vote as early as this coming Wednesday, April 22nd,  to infuse an additional $300 billion into the Paycheck Protection Program. She will discuss her specific proposal for a Paycheck Guarantee Act that proposes the most direct and streamlined relief to small businesses and the workers they employ. Learn more during the briefing; it is anticipated that the final bill voted on this week will include some of the measures offered by Congresswoman Jayapal.

National Small Business Town Hall – Friday April 24th at 9am

Magnolia Chamber of Commerce 4/20

Small Business Relief – Paycheck Protection Program expected to benefit. Join National Small Business Town Hall on Friday, April 24th at 9:00 am (PT)

The U.S, House could meet as soon as this Wednesday morning, April 22, to consider an expected deal to provide about $300 billion of additional money to the Paycheck Protection Program, a part of the Cares Act. The Trump Administration reports that they are hopeful that an agreement with Democratic congressional leaders will be reached early this week.

In anticipation of Congressional action to reinvest in protecting small business from the impacts of the COVID-19 response, our members may want to access a virtual workshop offered by the U.S. Chamber of Commerce. On Friday, April 24 at noon ET (9:00 am, PT), Inc. and the U.S. Chamber will team up again for a fifth virtual National Small Business Town Hall to help small business owners alike navigate the programs that are available to them. Learn more on how to RSVP by clicking here.

Unemployment for independent contractors/small biz owners

Q: When will I know the system is updated?

A: We are targeting mid-April but, the best way to stay up to date is by subscribing to the Employment Security Department’s COVID-19 action alert updates. A link to sign up is on the Employment Security home page at esd.wa.gov

Q: When should I apply for unemployment?

A: We are asking only those eligible for regular unemployment, not those newly eligible under the federal CARES Act, to apply as soon as possible. If you became eligible when unemployment was expanded by the federal government in response to COVID-19 (under the CARES Act) please do not apply until after April 18 when our system is updated. You will be paid retroactively after our systems are updated for the new federal legislation.

Check HERE for eligibility.

Government Response to Coronavirus, COVID-19

usa.gov/coronavirus – 4/9

Copied below. Link at:
https://www.usa.gov/coronavirus

…………………………………..

What is the Federal Government Doing in Response to COVID-19?

Health and Safety

Travel, Immigration, and Transportation

Money and Taxes

Education

Scams and Fraud

Benefits and Grants

Housing

Federal Building Status Updates and National Parks

Voting and Elections

Courts

Communications

Businesses

International Cooperation

Cybersecurity

Federal Workforce

Here’s a list of the agencies responding to coronavirus (COVID-19).

How Are States Responding to COVID-19?

Visit your state Health Department website for the latest coronavirus information, resources, and guidance.

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